Should I try to get seller to cover some of the septic inspection cost?

So the place I am looking at has 6 35 year old septic systems.

In this state it isn’t required that the seller have an inspection of the septic before a sale of the property.

I got a price of $2,200 to inspect all tanks , pipes and fields with a camera.

I don’t think that is a bad deal but I also worry if something is horribly wrong I’ll be stuck paying $2,200 for someone else’s septic system.

I was thinking maybe asking for a sellers credit of 5k in the sales and purchase agreement to help cover inspections and closing.

How does one usually deal with this?

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It doesn’t hurt to ask but if I was the seller, I wouldn’t offer a credit. Like a Phase 1 or hiring a plumber to do camera work on sewer lines, the septic inspection would be part of the due diligence cost. Unfortunately, if you discover that something is horribly wrong, the only value you get from the $2,200 is the ability to negotiate down the purchase price of the park… and there is no guarantee that the seller will budge.

Just curious, has the seller properly maintained and done regular inspections (and has reports) on the system?

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It’s a cost of doing business. You can ask, but I certainly wouldn’t as the seller. It happened once where we started the inspection and the tank was REALLY bad and they had to pump it all the way down to do an inspection — I managed to get the seller to pay for the pumping portion in that case.

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Thanks tmperrault

Its really tough getting any accurate information from the seller as I believe her husband took care of most of this and he passed years ago.

She did state that she really hasn’t had to do anything as there has been no issues. This statement alone makes me worry…

Thanks westeward

Once a P&S agreement is written I will move forward with the inspection and cross my fingers.

Good idea. Maybe I will write in the contingencies, “if septic needs to be pumped for a proper inspection this is the sellers responsibility”

You can always ask for some money. I agree with others that the seller is unlikely to offer much. That should have been negotiated with your offer—IE seller to provide a Septic Certification before COE. It’s pretty common to ask for that, but it’s negotiable. Also, many lenders will require one.

The good news is that if you find a problem, you now have a bargaining chip. Once the seller is made aware of the situation, they will have to disclose it to any potential buyer and are, therefore, more likely to want to work it out with you since you are already under contract.

The other good news is if you don’t find a problem. Then you get peace of mind.

The other good news is if you find a problem and the seller is unwilling to work with you, you spend $2200 but save TENS of THOUSANDS!!

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Good points SDGuy

Thank you

I have been in a similar position. I’ll talk about that below. But first, here are some tips and pointers…

You can always ask the Seller. You could even structure it where you reimburse them a certain percentage of what they paid out, should you not close on the property. You could also portray it in the light where the inspection report(s) benefit them for ANY Buyer, as they can show all potential buyers the reports. Helps in the sale of the their property.

My experience. We bought a small multifamily property (houses and mobiles) that had 5 septics. Called a smaller septic company, and they were willing to give us a “volume discount”. After all, they were already onsite. So it was worthwhile for them to work with us. I believe after the first two septics full price, they did the others at 50% off. A win-win for all.

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Thanks Dave!

As I know the seller, I think I may be bold and opt to ask for a seller credit of $5,000 towards closing costs first and see where that lands me.

Curious, what was involved in the septic inspection and how much did it end up costing for the five inspections (if you don’t mind me asking).