Sell Now or Hold? 40-Lot Indiana MHP

Hi everyone,

My partner and I are at a crossroads with a 40-lot park in a small North Indiana town(10k pop). We’ve held it for 3 years, finished the major value-add(infill to 98% and raised to market rents), and collections are strong. We’re debating whether to exit now or hold for a few more years.

The Good:

  • Financials: 100% digital collections, <1% bad debt, strong market and low vacancy. Mostly TOH/RTO on public utilities. Current monthly CF about $7.5k after debts.

  • The Environment: The park is safe—no crime or drug issues, which has made collections easy. 80%+ are local hispanic workers.

The Friction:

  1. The Management: We are remote (CA-based) and our local management is weak. Our on-site manager works a night shift and the only thing he can do is deliver notice or take photo. He lacks initiative and won’t proactively identify issues. He won’t even follow up on violations unless we push him, and he usually avoids conflict. This is already our 3RD manager and we could not find any better one.

  2. Rule Enforcement: Curb appeal is sliding. We have a “car guy” who constantly working on vehicles. Trash often all over ground near dumpsters or outside of trailers, many trailer’s skirting are broken, half of people never mow their lawns. Parking and summer parties have become a major headache. The manager won’t step up to enforce the lease.

  3. Infrastructure: Road are old, A lot of big trees remain a liability (3 fallen in three years and we already spent $20k+ cut and trim). Winter is a nightmare— a lot tenants won’t insulate or heat tape pipes or meters, leading to a constant cycle of frozen lines and broken meters.

  4. The Vendor: Local vendor pool are limited and we’ve been burned or deceived by several local vendor we’ve tried—plumbers, snow removal. We only have a solid electrician and tree guy. No reliable handyman and plumber for small repairs.

  5. We’re starting to see some friction from the city and neighbor regarding some code violations

The Dilemma: The P&L looks great on paper because of the steady collections, and we are making good amount of money. But we can see the physical asset degrading. We’re worried that holding for a few more years on “autopilot” will lead to major issues that will crush our exit valuation.

Questions:

  1. Exit or Stay? Is it better to sell while the numbers are clean, or is there a way to professionalize a 40-lot park so it doesn’t require constant owner intervention?

  2. Small-Scale Management: At this size, has anyone successfully moved away from "onsite guy” to a more reliable 3rd party setup? We both have full-time jobs so constantly management is not suitable for us.

Would appreciate any insights from those who have managed through similar remote-management headaches. Thanks.

Congratulations on your park. Sounds like you have a lot of things to be pleased with so stay positive as there are solutions.

Let me start though by saying somewhat bluntly and with all respect- but you can’t have it both ways. Your 2000 miles away and you upset because it is becoming burdensome to deal with it in your personal life. You want the money but not the engagement. I appreciate your position… as I have an all hispanic park that is a 4 hour drive from my house. Not 2000 miles… but not a spur of the moment visit either. Let me throw some things to consider at you.

1- Hispanic parks are wonderful. Everyone usually pays promptly. But if you are trying to use hispanic residents as managers to enforce your leases and rules- forget it. Hispanics are a tight community and they do not turn on each other and report lease violations or vigorously enforce your rules. Advertise for an outside the park property ‘manager’ to handle your park affairs. Doesn’t have to be a professional management company… just someone outside the park to keep an eye on things, notify you of lease violations and assist with notifications. Fine em if they don’t respond.
2- Get rid of your dumpster. Have each unit with cans and either you pay the bill and surcharge back or tell them to manage their own garbage pickup.
3- Heat tape and insulate the meters. If they want their pipes to freeze that’s on them. You just take care of your water connections.

4- You bought the park with the trees so it is what it is. Set a budget and have x number of trees removed annually. No easy fix here.

You’re 2000 miles away and if you are looking for ‘passive’ income- there is no such thing unless you buy T-bills or a CD. You need to ‘get in the fight’ and set your park up properly for your lifestyle. After 10 years of hard work and engagement my parks are ‘for the most part’ hassle free. You got to rig the system.