We’re looking for advice and contacts for commercial blanket insurance for mobile home parks, RV parks, and campgrounds in the Southeast.
Our company owns and operates multiple parks across the region, and we’re trying to make sure we’re properly covered while keeping our premiums under control.
We’re especially interested in blanket policies that can cover several locations under one program, rather than juggling separate policies for each property.
I’d really appreciate:
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Recommendations for brokers or carriers who truly understand mobile home parks, RV parks, and campgrounds
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Tips on how you structure your blanket limits, deductibles, and endorsements
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Pros and cons you’ve experienced with blanket coverage versus individual policies
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Common pitfalls to avoid in this niche (exclusions, underwriting surprises, claims issues, etc.)
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Any insights on pricing trends or ways you’ve successfully negotiated better terms
If you have experience in this space - good or bad - I’d love to hear what has worked for you, what you’d do differently, and who you trust.
Feel free to drop your thoughts, stories, or any leads.
Thanks in advance for sharing your experience and helping us make smarter insurance decisions.