Rent to Own calculation

I’m trying to sell my first home and I’m wondering how do you come up with the mo amount for a rent to own? Do you treat it like any loan and decide what kind of return you want and make the mo payment that amount?


Sale price of home $10,000

I want a 10% return for carring the money for 36 mo without doing a loan due to the wonderfull safe act.

So a $10K loan @ 10% for 36mo is $322.67 mo. So I do a rent to own for $322.67 for 36 mo. = total 36 mo of payments $11,608

When you advertise do you list both amounts or do seperate ads? Sale price of $10K or RTO of $322 mo for 3 years.