Would like to thank @AIMProperties and @jonnycrooz for commenting here. Yes, SMR is a great program.
@AIMProperties to answer your question: they accept Moneygram. The tenant may go to any Moneygram location and make a payment. Cash payments. This is HUGE. No, its not just an online payment thing. Trust me, I vetted at least 4 other online payment programs and nobody could do this. Cozy is one many talk about - I’m NOT a fan. Plus, as of 2020 they didn’t accept money orders.
Fees are super reasonable. It depends on how you want your money. They offer “QuickPay” for an extra fee. Generally speaking, its about $3-4 per payment. Those are the fees on the Owner end. Not bad. Tenants pay their own fee. Its saves you from having to chase OR track payments. I’m happy to pay the owner fees.
I hope this summary was helpful. I have been using Sch My Rent for 2 years now and like it a lot.