I have not posted on this site much in the past…maybe a couple times but my brother and business partner were talking about a negotiation tactic that we have used several times recently that seemed to work well. I’m sure others do it too and I know we got the idea from someone among this group. If a seller is asking 10K for a home we’ll come up with 2 to 3 offers, put them on paper or verbally give the offers to the seller. We may offer them $7K cash or $8K with $200 payments for the next “x” years. Every time we have done this, it has taken the negotiation ability away from the seller. To be honest, I don’t think they know how to counter that. So they just pick one, always in my exeperience, the cash price! Hope this helps.