We’re a small but growing company that buys and operates mobile home parks and RV parks, mainly in Alabama, Georgia, Florida, and Mississippi.
We currently insure our properties through a single agent, but we’ve had ongoing issues with their communication and overall competence, and it’s becoming a bottleneck as we keep acquiring more communities.
I’m looking for a more professional setup: ideally a portfolio or “blanket” insurance program that can cover all of our existing parks and future acquisitions (including those held in a new fund), with one reliable point of contact who understands MHP/RV operations and can add new properties quickly when we go under contract.
For those of you who own multiple parks or RV communities across several states, how have you structured your insurance (master policy, blanket limits, program administrators, etc.), which types of providers or brokers have worked best for you, and what would you watch out for when making this kind of switch?
1 Like