We use Quickbooks online for both our parks and like it a lot. Quickbooks does allow online payments as well as auto payments via credit card or ACH. Tenants will also call in with credit card info when they want to pay quickly to avoid an eviction filing. In short, Quickbooks can do everything you need it to and it’s very easy. Would we like everyone to pay online? Or course. But many of the tenants don’t trust the service or don’t have email accounts so we we end up taking nearly every form of payment - checks, money orders, credit card, ACH, etc., etc.
The fees on credit cards = 2.9% plus $.25 per transaction. ACH is a $.50 per transaction. You pay the fees. We bill back the transaction fees on the next invoice.
We have the most basic QB version and pay $160 per year for the online version. Before entering into the mobile home park business, I worked for a Software company. I have seen companies, both big and small, overpay for their software time and time again. My advice is always to keep things “simple, stupid.” There are a lot of ad-ons with all software but I would start out with your most basic needs - send invoices and collect money. You can figure the rest out as you go - 1099’s, payroll, expense management, etc…
You can do everything you need to do if you have Quickbooks and Excel. One final thought - I use Wave Accounting for my personal finances. I just started using it and really like it. It mimics Quickbooks and is not difficult to understand…it may actually be a bit more intuitive then Quickbooks. The best part is that it is free. You don’t even have to download it. You create a user name and password and you can be up and running it 2 minutes. I’m still learning the tool but honestly, I may consider using it instead of Quickbooks for our next park.