Most of our park specialty insurance companies will inspect a park after they write the policy. They are verifying the park is what they expected it to be and also looking for any hazardous conditions or business practices that should be rectified. Most insurance company inspectors do a valuable job helping you reduce your risk. Things like steps without handrails, potholes in the roads, crumbling sidewalks will be pointed out.
In the event you think your insurance inspector has requested changes that are either quite expensive or difficult, the best answer is to let them know you'll budget for the change and plan to have it done in the future. Your insurance agent should be able to help walk you through a proper response.
If you'd like to do your own inspection, you can start with our "Manufactured Home Community Safety Self-Inspection Report" located at http://mobileagency.com/index.php/insurance-loss-control/
It's a good idea to regular assess your own risk. The general rule is that a dollar spend avoiding a problem, save $10 in the future. Dave and Frank's managers do a good job of this.