I think you have to decide whether you're "recruiting" someone who is going to be taking recourse liability with you (co-signing). A limited partner is not going to solve the problem if you can't qualify for the loan yourself.
Is the partner going to co-sign on the loan? The bank will care very much whether this happens. If you can't afford the loan and the bank won't lend to you anyway, I assume your partner is going to have to co-sign and assume responsibility for the loan. I think a lot more will depend on your partner's financials than on whether they are active in the business.
Are you competent? If not, the bank might care who the other partner is (resume, experience, etc. Not just financials). If you are, then the bank may not care who the other partner is.
Are you and your partner going to be partners when rough times hit? Or have a fight? The bank may care about this.