First time park owner with a question on dogs in park. We have a 54 space park within city limits and during due diligence it became apparent there were larger dogs and even vicious breeds within the park. When we talked to previous owner, he said that they have never had any issues with the dogs. We kept the current park insurance policy and there is no concern with the policy carrier regarding vicious breeds. In our attempt to engage a new policy through Kurt Kelly and Mobile Insurance, we were told they would not even give us a quote with these dogs in the park.
These tenants are stable and have lived there for years and if we come in with current policy of no vicious breeds of dogs or over 15 pounds, we will have tenants leave. Is there a way to grandfather in such dogs but not allow any new dogs while requiring owners of these breeds to show proof of liability insurance pertaining to these dogs?What have you guys done with this situation in the past? Did I mention there is only 1 POH in the park, so we are not wanting to start over with tenants leaving.
Thanks for your feedback.