I am in the process of refi my park and cashing out. I have reached three brokers (2 of them highly recommended by MHU) but I have had (so far) the best experience with Doug at CREFCOA 844-359-6413. He will listen and advise you as to what is the best option for your situation. I don't know if my loan will get to a good end (it looks like that so far) but i don't need to wait on the outcome to recommend this guy! You have nothing to lose.