In order to cut back on some expenses we were wondering about just getting rid of the insurance on the homes we own in the park; or at least maybe cut the value in half. I’ve read that some owners are just dropping all insurance coverage on the homes they own and was wondering if that is a good idea? We have 2,000,000 liability on the park itself and agent says I don’t need to cover each home because if a home burns up and we are sued the general liability policy above will cover. But, with no insurance i would have to repair or replace the home at my expense. Any comments?