I wanted to post a photo of a recent flood plain installation that was completed in Illinois. The 100-year flood elevation of this lot was 4.5’ above the ground level. This home had to be raised to 5.5’ to meet permitting requirements. Raising a home has to be seen to really be appreciated! Not only do you have the filled and stacked block, but you have 30" diameter, reinforced concrete foundations in the ground, and tie-downs.
FEMA requirements don’t give cities much choice in requiring that new homes meet flood plain requirements. FEMA threatens to pull flood plain insurance from cities that don’t follow the rules. That basically makes any home in the city ineligible for a mortgage if they are located in the flood plain.
