I’ve read about Kurt ?? as a insurance carrier. Any others?
Anyone gone the self insured route with liability only? I own 12 double wides around GA, no hurricans or tornado (much) risk. My carrier is giving me a pain to add new homes. I suspect they are weening themselves of new mobile home policies. I’m paying around $300/yr per home for $5k deductible stated value $55k. In otherwords I’m hardly getting anything for my premium (in my view).
Kurt Kelley writes nearly all our business (www.mobileinsurance.com).
But you might also try greenfelder-mh.com.
Your rates sound pretty good to me. You are getting coverage for around .6% of insured value ($300/($55,000-$5,000)). Our rates in the midwest (indeed, more tornadoes there) are around 1.5% of insured value (more than twice what you pay.
Interested to hear what others have to say,
-jl-
Doing the same math in the Midwest I am at 1.7% with just 3 owned. Less volume… and less than 2 years since a EF4 tornado passed less than a mile away. I’ll pay 1.7%, that’s fine.