So i have a question that I would appreciate some guidance on. The park that I am debating putting an offer in on is located in Arkansas. I am unfamiliar with the area, but the current owner tells me he has lot rent broken up into two separate fees, lot rent and then water and sewer. He charges a flat amount for the water and sewer, but it is not based on what the city charges him (the park is master metered and submetered to the tenants) and says that the city doesn’t regulate how residents are billed back so he can charge whatever he wants. I am very skeptical about this, but has anyone seen this before in Arkansas? Secondly, if his prices are broken up this way, when I go to get a loan how will the bank determine how much it will finance? Will it be lot rent+utilities, or just lot rent only?