I don’t know if “Chip n Seal” is the same thing that my dad and I used to call “tar and gravel” but it sounds similar. I spent summer breaks back home in rural VA building tar and gravel driveways with him back in college, and we never had any complaints about tar getting tracked in. And these were some LONG driveways (one we did was about a mile long) up a mountain.
The process involved grading the site then putting the tar down, and a layer of gravel over top of it that then got compacted with a roller. Can’t remember if another layer went over or if it was just one layer, but the bottom line is that the top layer was compacted gravel and you really didn’t get any tar exposed.